Gold	Platinum
Financial
Basis Point Benefit	x *additional fee	x
Travel and Travel-Related Discounts
5% Discount on Top Brand Gift Cards	x	x
Hotel Savings Network	x	x
Car Rental Savings Network	x	x
Parking Discounts	x	x
Luggage Free Discounts	x	x
Global Phone Rental Discounts	x	x
Worldwide Airline Lounge Access		x
Identity Theft Protection and Service
Credit Card Registry + Lost/Stolen Service	x	x
CardCops(SM) Credit/Debit Card Fraud Monitoring		x
CardCops(SM) Social Security Number Fraud Montoring		x
Golf Club Rental Discounts
15% Discount on Golf Club Rentals	x
17.5% Discount on Golf Club Rentals		x
Assistance Benefits as Defined Below
Emergency Travel Assistance	x	x
Rental Vehicle Booking	x	x
Emergency Return Travel Arrangements	x	x
Guaranteed Hotel Check In	x	x
Roadside Assistance		x
Rental Vehicle Return		x
Emergency Cash		x
Emergency Message Relay		x
Travel Message Relay		x
Worldwide Travel Assistance
Lost Passport & Document Assistance	x	x
Travel Information Including Visa / Passport Requirements	x	x
Emergency Telephone Interpretation Assistance	x	x
Up to the Minute Travel Delay Reports	x	x
Long Distance Calling Cards For Worldwide Telephoning	x	x
Inoculation Information	x	x
Embassy or Consulate Referral	x	x
Currency Conversion or Purchase	x	x
Up to the Minute Information on Local Medical Advisories, Epidemics, Required Immunizations and Available Preventative Measures	x	x
Up to the Minute Travel Supplier Strike Information	x	x
Worldwide Public Holiday Information	x	x
Lost Baggage Search; Stolen Luggage Replacement Assistance		x
ATM Locator		x
Emergency Cash Transfer Assistance		x
Legal Referrals / Bail Bonds Assistance		x
Travel Medical Assistance
Physician / Hospital / Dental / Vision referrals	x	x
Emergency Prescription Replacement	x	x
Dispatch of Doctor or Specialist	x	x
Qualified Liaison for Relaying Medical Information to Family Members	x	x
Eyeglasses and Corrective Lens Replacement Assistance	x	x
Emergency Medical Evacuation Transportation Assistance		x
Repatriation of Mortal Remains		x
Return Travel Arrangements		x
Emergency Prescription Replacement		x
Medical Evacuation Quote		x
In-Patient and Out-Patient Medical Case Management		x
Arrangements for Visitors to Bedside of Hospitalized Insured		x
Direct Billing to Medical Providers		x
Medical Cost Containment / Expense Recovery and Overseas Investigation		x
Medical Bill Audits		x
Shipment of Medical Records		x
Medical Equipment Rental / Replacement		x
Concierge
Restaurant Referrals and Reservations		x
Golf Course Tee Time Reservations and Referrals		x
Wireless Device Assistance		x
Arrange Tailoring and Shoe Repair Services		x
Gather Estimates for Household Repairs		x
Coordinating Household Repairs, Deliveries and Contractors at the Home		x
Arrange the Delivery of Meals and Planning Dinner Parties		x
Provide Home and Pet Sitting Services		x
Provide Package Delivery Services		x
Business Locator, Including but not Limited to Coffee Shops, Copy Centers, Financial Institutions and Mall / Shopping Facilities		x
Theater, Music or Sporting Event Tickets		x
Private Air Charter		x
Yacht Rentals and / or Purchase Assistance		x
Find, wrap and deliver one of a kind gifts		x
Provide Special Occasion Reminders and Gift Ideas		x
Floral Services		x
Prescription Delivery		x
Door to Door Transportation Services		x
Up to the Minute Stock Quotes		x
Upt to the Minute Sports Scores		x
Movie and Theater Information		x
Area Events and Festivals		x
Spa Finder		x
Laundromat / Dry Cleaner		x
Bakery Finder		x
Grocery Store Finder		x
Insurance
$10,000 Secondary Medical		x
$25,000 Emergency Medical Transportation/Repatriation of Remains		x
$250 Secondary Baggage and Travel Documents		x